Whether it's your first home, your forever home, or your next investment property, we secure competitive purchase financing and a rock-solid pre-approval so you can shop and make offers from a position of strength.
Buying property is one of the biggest financial decisions you'll ever make — and the mortgage behind it matters as much as the home itself. At Bridge Lending Solutions, we help buyers across the GTA and Ontario secure purchase financing that's competitive, properly structured, and matched to their long-term goals.
Because we have access to over 50 of Canada's leading lenders, we don't simply take whatever a single bank offers. We compare products across the entire market, then recommend the lender, rate and term that genuinely fit your situation — so you start your search knowing your budget and your numbers with certainty.
To get pre-approved, it helps to have proof of income (recent pay stubs, a letter of employment, or business financials if self-employed), a sense of your down payment and its source, and authorization for a credit check. Don't worry if you don't have everything ready — a quick conversation is enough to get started, and we'll guide you through the rest.
We review your income, credit and down payment, then secure a pre-approval and rate hold so you know your budget.
Shop with confidence. When you find the right property, we move quickly to firm up financing.
We submit your accepted offer to the lender, satisfy any conditions, and lock everything in.
Funds are advanced to your lawyer, the deal closes, and you get the keys to your new home.
In Canada, the minimum is 5% on the first $500,000 of a home's price and 10% on the portion above that, up to $1.5M; 20% is typically required above that or for rental properties. We'll help you understand exactly what applies to your purchase and how to structure it.
A pre-qualification is a rough estimate. A pre-approval is a lender-backed commitment that verifies your income and credit and holds a rate for you — far stronger when you're making an offer.
Yes. We work with lenders who specialize in self-employed and commission income. We'll help you present your income in the strongest possible light and find a lender that understands your situation.
For standard residential purchases, our services are typically free to you — we're paid by the lender when your mortgage funds. Any exceptions are always disclosed clearly before you commit.
Let's structure the right solution for your situation and get it approved on the best possible terms.