Building vertically is capital-intensive and complex. We structure construction financing for mid-rise and high-rise projects — covering land, servicing, hard and soft costs, and inventory — with lenders who understand large-scale residential and mixed-use development.
Mid-rise and high-rise construction operates on a different scale — multi-year timelines, large budgets, multiple cost centres, and lenders who demand sophisticated underwriting. Bridge Lending Solutions brings banking-grade expertise to these files, structuring construction debt that aligns with your pro forma, your draw needs and your exit.
We work with construction lenders, banks and institutional capital sources experienced in multi-storey residential, condominium and mixed-use projects across the GTA and Ontario. From a 6-storey mid-rise to a landmark tower, we help assemble financing that's both competitive and deliverable.
A detailed pro forma, project budget and schedule, zoning and approvals status, your development team's track record, pre-sale or lease-up assumptions, and the proposed equity contribution. We help you present a complete, lender-ready package.
We analyze your budget, timeline, approvals and exit to define the financing requirement.
We design the debt structure and match it to lenders active in mid- and high-rise development.
We negotiate terms, manage due diligence, and close the construction facility.
Funds advance against verified progress; we support you through completion and the take-out.
From mid-rise buildings of roughly 5–12 storeys through to high-rise towers. We tailor the lender and structure to the scale, location and complexity of your project.
Most construction lenders require a level of pre-sales (for condos) or pre-leasing assumptions (for rental) before advancing. The threshold varies by lender and project — we'll advise on what's realistic and find lenders that fit your strategy.
Yes — for purpose-built rental, CMHC's MLI Select and Apartment Construction Loan programs can deliver higher leverage, longer amortizations and lower rates. We're specialists in layering these into the capital stack.
It depends on the project, location, leverage and program. Construction lenders typically require meaningful sponsor equity. We'll model the requirement precisely against your pro forma.
Let's structure the right solution for your situation and get it approved on the best possible terms.
